Citibank also provides a lock-when you look at the age of 2 yrs for everybody home loans. From inside the lock-inside the months, you can’t refinance your house financing to a different financial or prepay the loan without taking on a punishment. It is critical to take into account the secure-from inside the period before you apply to own a mortgage as possible affect your autonomy adjust to some other lender or prepay their mortgage.

To conclude, the mortgage period and you may payments are crucial factors to consider before delivering home financing regarding Citibank Singapore.